OUR
PRODUCT
OFFERING
Access to Capital in 3 Straight-Forward Steps
01.
Let's Get to Know You
Complete our simple registration form in minutes. You can expect a call from our Funding Representative to discuss available business options.
02.
Take One or Multiple Offers
Once you've talked over options with your Success Rep., we can provide your business with funding offers. It's up to you to decide what's best for your business.
03.
Get Your Funding
You can choose to select one or more of offers presented to your business. Once you've selected and completed your offer(s) processing, you'll be able to access capital, usually within 1-3 business day.
Grants and Credits
We actively source government, corporate and and private placement Grant programs to help businesses access valuable funding opportunities in support of their projects.
Grants offer vital financial support for some organizations and are available through federal, state, and local agencies, as well as private foundations and corporations. Grants are designed to fund initiatives that benefit communities, drive economic growth, and serve the public interest.
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Our team of professionals also provides consultations on local, state and federal Tax Credit Programs, designed to ​encourage economic investments from businesses and organizations.
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By staying connected to a wide range of programs, we help you find any Grant or Tax Credit Programs available to support your organizational goals.
​Healthier Employee Workforce, Stronger Bottom Line
Preventative Care Management Program (PCMP)
Employers on average can save $650 per full-time employee in annual payroll taxes. Savings are realized each payroll run resulting in reduction of FICA taxes paid to the IRS.
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Additionally, All Wellness and Supplemental Benefits administered in the PCMP are provided to employees with no out-of-pocket costs.
FUNDING THAT WORKS FOR YOUR BUSINESS
Term Business Loans
at Competitive Rates
While many small business owners seek maximum loan amounts to fuel growth, the choice ultimately hinges on manageable payment plans and funding utilization.
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Our term business loans are optimal for growth planning, like opening up a new location, renovations or large equipment purchases.
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If the idea of fixed monthly payments and lower-interest rates gives you financial stability while expanding, this is the product for your business.
Capital on Demand
Use funds you've been approved for as needs arise. Only pay on what you use; repay minimums or as many times per month you want.
No Hidden Fees
All our fees are clearly outlined when you accept your business line of credit. We do not charge opening, maintenance, early repayment or closure fees.
True Revolving Line
Repay what you've borrowed, and you'll see it reflected in your Credit line availability. Draw against your available line for your capital needs.
Hassle-Free Funding
There are no restrictions on using your Business Line of Credit. Most lines are used to fill cash-flow gaps, and finance expansion or growth.
WORKING CAPITAL & BUSINESS FUNDING PROGRAMS
Capital to Operate Everyday Business Activities
Working capital provides cash flow for your business to operate in times of need, or as an infusion to expand capabilities.
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Working capital and business funding programs provide you with the flexibility you need. With our help, you can choose when to capitalize on both planned and unseen business opportunities.
who is Productive advantage?
The Road to Success is Rarely Traveled Alone
We have connected thousands of businesses with funding options and sources for over the past 20 years.​​​
We are committed to helping businesses recognize true potential by providing a partnership where, through our proprietary due diligence modeling, we gather and maintain operational knowledge of our customers and their businesses. That way, we are all better prepared and informed on the future road ahead of us.
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Finding good financial partners can be a frustrating experience for business owners. Our process is designed to provide not only a faster service but also one that’s transparent and genuinely supportive. We’re with you every step of the way, offering clear guidance, answering questions, and ensuring you feel confident in your choices. Our mission is to help you secure the resources you need to thrive, without the stress and delays.
WHAT CLIENTS ARE SAYING
Get Pre-Qualified - Discover your Financial Freedom
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LOWEST RATES
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OPTIMIZED APPLICATION
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PERSONAL ACCOUNT MANAGER
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PRICING UPDATED DAILY
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COMPLETELY SECURE PROCESS
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90%+ APPROVAL RATE
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WE WELCOME BAD CREDIT
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OPTIONS CUSTOMIZED FOR YOUR BUSINESS NEEDS